Interactive Simulators

This highly interactive asynchronous learning will keep you engaged and learning with hands-on tools.

Prepare for Life

Demonstrate mastery by completing self-paced learning modules for each of the six national personal finance standards.

Michigan Personal Finance Certification

Pass the comprehensive 30-question student assessment to receive a certificate to show you are MI-FI Certified. 

Curriculum

8 Chapters · 76 Lessons

    1. (Included in full purchase)

      How to Navigate This Course

    1. (Included in full purchase)

      12-1 Compensation and Benefits

    2. (Included in full purchase)

      12-2 Intangible Benefits

    3. (Included in full purchase)

      12-3 Education and Training

    4. (Included in full purchase)

      12-4 Productivity and Skills

    5. (Included in full purchase)

      12-5 Labor Market Conditions

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      12-6 Taxes and Government Goods

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      12-7 Tax Rates and Income Sources

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      12-8 Earned vs. Unearned Income

    9. (Included in full purchase)

      12-9 Tax Deductions and Credits

    10. (Included in full purchase)

      12-10 Retirement Income

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      12-11 The Gig Economy

    12. (Included in full purchase)

      Standard 1 Knowledge Check

    1. (Included in full purchase)

      12-1 Budgeting and Financial Goals

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      12-2 The Consumer Decision Process

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      12-3 Evaluating Durable Goods

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      12-4 Prices and Advertising

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      12-5 Marketing and Social Media Influence

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      12-6 Rent versus Buy

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      12-7 Chartiable Giving

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      12-8 Consumer Protection and Redlining

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      12-9 Financial Record-Keeping

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      Standard 2 Knowledge Check

    1. (Included in full purchase)

      12-1 Types of Savings Accounts

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      12-2 Interest Rates and Market Conditions

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      12-3 Mobile Payments and Cryptocurrency

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      12-4 Inflation and Purchasing Power

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      12-5 Regulation and Consumer Protection

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      12-6 Tax Incentives for Saving

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      12-7 Employer Plans and Health Savings Accounts

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      12-8 Financial Shared Values and Partners

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      12-9 External Influences and Automated Saving

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      Standard 3 Knowledge Check

    1. (Included in full purchase)

      12-1 Risk and Risk Tolerance

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      12-2 Returns and Speculation

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      12-3 Risk and Return

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      12-4 Inflation and Real Returns

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      12-5 Market Fluctuations

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      12-6 Asset Allocation and Diversification

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      12-7 Expense Ratios and Active Management

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      12-8 Taxes and Investment Accounts

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      12-9 Behavioral Finance and Cognitive Biases

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      12-10 FinTech and Automation

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      12-11 Discount Brokers and Robo-Advisors

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      12-12 Federal Regulation and Fraud Protection

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      12-13 Benchmarks and Indices

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      12-14 Financial Professionals

    15. (Included in full purchase)

      Standard 4 Knowledge Check

    1. (Included in full purchase)

      12-1 Comparing Credit Options

    2. (Included in full purchase)

      12-2 Secured vs. Unsecured Loans

    3. (Included in full purchase)

      12-3 Mortgages

    4. (Included in full purchase)

      12-4 Financing Higher Education

    5. (Included in full purchase)

      12-5 Student Loans

    6. (Included in full purchase)

      12-6 Down Payments

    7. (Included in full purchase)

      12-7 Credit Reports

    8. (Included in full purchase)

      12-8 Credit Scores

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      12-9 Beyond Lenders

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      12-10 Debt Management

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      12-11 Bankruptcy

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      12-12 Consumer Protection Laws

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      12-13 Alternative Financial Services

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      Standard 5 Knowledge Check

    1. (Included in full purchase)

      12-1 Introduction to Insurance

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      12-2 Insurance Decisions

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      12-3 Mandatory Insurance

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      12-4 Lowering Insurance Premiums

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      12-5 Health Insurance

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      12-6 Disability Insurance

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      12-7 Auto, Homeowners, & Renters Insurance

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      12-8 Life Insurance

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      12-9 Public Insurance Programs

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      12-10 Insurance Fraud

    11. (Included in full purchase)

      12-11 Identity Theft

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      12-12 Extended Warranties and Service Contracts

    13. (Included in full purchase)

      Standard 6 Knowledge Check

    1. (Included in full purchase)

      Certification Test

Master the Michigan Personal Finance Standards Today

Build practical financial skills at your own pace and demonstrate proficiency in Michigan’s Personal Finance High School Content Expectations.

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