Interactive Simulators

This highly interactive asynchronous professional development will keep you engaged and learning with hands-on tools.

12 SCECH

Earn 12 state-accredited State Continuing Education Clock Hours (SCECHs) by completing self-paced learning modules for each of the six national personal finance standards.

Michigan Personal Finance Certification

Pass the comprehensive 30-question educator assessment to receive a certificate to show you are MI-FI Certified. 

Curriculum

10 Chapters · 85 Lessons

    1. (Included in full purchase)

      Welcome

    2. (Included in full purchase)

      How to Navigate This Course

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      12-1 Compensation and Benefits

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      12-2 Intangible Benefits

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      12-3 Education and Training

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      12-4 Productivity and Skills

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      12-5 Labor Market Conditions

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      12-6 Taxes and Government Goods

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      12-7 Tax Rates and Income Sources

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      12-8 Earned vs. Unearned Income

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      12-9 Tax Deductions and Credits

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      12-10 Retirement Income

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      12-11 The Gig Economy

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      Standard 1 Resources

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      Standard 1 Knowledge Check

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      12-1 Budgeting and Financial Goals

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      12-2 The Consumer Decision Process

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      12-3 Evaluating Durable Goods

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      12-4 Prices and Advertising

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      12-5 Marketing and Social Media Influence

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      12-6 Rent versus Buy

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      12-7 Chartiable Giving

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      12-8 Consumer Protection and Redlining

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      12-9 Financial Record-Keeping

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      Standard 2 Resources

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      Standard 2 Knowledge Check

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      12-1 Types of Savings Accounts

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      12-2 Interest Rates and Market Conditions

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      12-3 Mobile Payments and Cryptocurrency

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      12-4 Inflation and Purchasing Power

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      12-5 Regulation and Consumer Protection

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      12-6 Tax Incentives for Saving

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      12-7 Employer Plans and Health Savings Accounts

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      12-8 Financial Shared Values and Partners

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      12-9 External Influences and Automated Saving

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      Standard 3 Resources

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      Standard 3 Knowledge Check

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      12-1 Risk and Risk Tolerance

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      12-2 Returns and Specialization

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      12-3 Risk and Return

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      12-4 Inflation and Real Returns

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      12-5 Market Fluctuations

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      12-6 Asset Allocation and Diversification

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      12-7 Expense Ratios and Active Management

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      12-8 Taxes and Investment Accounts

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      12-9 Behavioral Finance and Cognitive Biases

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      12-10 FinTech and Automation

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      12-11 Discount Brokers and Robo-Advisors

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      12-12 Federal Regulation and Fraud Protection

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      12-13 Benchmarks and Indices

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      12-14 Financial Professionals

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      Standard 4 Resources

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      Standard 4 Knowledge Check

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      12-1 Comparing Credit Options

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      12-2 Secured vs. Unsecured Loans

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      12-3 Mortgages

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      12-4 Financing Higher Education

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      12-5 Student Loans

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      12-6 Down Payments

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      12-7 Credit Reports

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      12-8 Credit Scores

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      12-9 Beyond Lenders

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      12-10 Debt Management

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      12-11 Bankruptcy

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      12-12 Consumer Protection Laws

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      12-13 Alternative Financial Services

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      Standard 5 Resources

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      Standard 5 Knowledge Check

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      12-1 Introduction to Insurance

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      12-2 Insurance Decisions

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      12-3 Mandatory Insurance

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      12-4 Lowering Insurance Premiums

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      12-5 Health Insurance

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      12-6 Disability Insurance

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      12-7 Auto, Homeowners, & Renters Insurance

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      12-8 Life Insurance

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      12-9 Public Insurance Programs

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      12-10 Insurance Fraud

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      12-11 Identity Theft

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      12-12 Extended Warranties and Service Contracts

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      Standard 6 Resources

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      Standard 6 Knowledge Check

    1. (Included in full purchase)

      Continue the Journey Resources

    1. (Included in full purchase)

      SCECH Form

    1. (Included in full purchase)

      Certification Test

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